We are living in hard times and so are our patrons. If anyone is in danger of losing their home, one possible place for help might be the local library.
So if a patron approaches you with this uneasy question, make sure to refer him to the newly updated "Guide to Avoiding Foreclosure" by the U.S. Department of Housing and Urban Development ( HUD).
The guide offers state and local forclosure resources, loan workout solutions , homeowner's HOPE hotline, and HUD approved Housing Counseling Agencies.
Frequently asked questions for homeowners, tips for avoiding foreclosure and foreclosure scams are also revealed.
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